77 River Dr, Irvine, KY 40336 Property Records

Estill County property record for 77 River Dr, Irvine, KY 40336

Property Summary

Property Type	Restaurant
Details	3,128 sqft · built 1970
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Last Sale	$212,500 (May 2017)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-30-06-014.00`

Property Details

APN / Parcel Number

Primary APN	`071-30-06-014.00`
Alternative APN	`26846 1`

Interior

Stories	1 Story
Building Area	3,128 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Driveway	Asphalt Driveway

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Quonset Hut	3,128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	26846 1
Street Address	77 RIVER DR
City	IRVINE
State	KY
Zip	40336-1103
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	77 RIVER DR TR 2-3 & LOTS 24-25 & BLDG
Legal Subdivision	EVANS ADD
Legal Tract	2-3
Legal Lot Number	2-3
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	3
Census Block	3022
Census Tract	920202

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1060, RICHMOND, KY 40476-1060
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage CITIZENS GUARANTY BANK
May 5, 2017	Deed, Transfer
May 5, 2017	Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	2017238368
Deed Book / Page	314 / 268
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	77 RIVER DR, IRVINE, KY 40336-1103
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00MT10/115
Date	May 8, 2018
Book Page	MT10/115
Instrument	241403

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	RICHMOND, KY 40476

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2038

Interest

Rate Type	Adjustable Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	May 5, 2017
Property Address	77 RIVER DR, IRVINE, KY 40336-1103
Document Number	00D314/268
Book / Page	D314 / 268
Instrument Date	Apr 28, 2017
Instrument	238368
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 630, IRVINE, KY 40336-0630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 N 2ND ST, RICHMOND, KY 40475-1408

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	May 5, 2017
Property Address	77 RIVER DR, IRVINE, KY 40336-1103
Document Number	00D314/268
Book / Page	D314 / 268
Instrument Date	Apr 28, 2017
Instrument	238368
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 630, IRVINE, KY 40336-0630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 N 2ND ST, RICHMOND, KY 40475-1408
Investor	Possibly a Property Investor

Mortgage

Document Number	00MN10/498
Date	May 5, 2017
Book Page	MN10/498
Instrument	238369

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	IRVINE, KY 40336

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 28, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Municipality	Irvine City
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (-) Land $235,000	$235,000 (-) Land $235,000
2025	$2,476.00 (-1.86%)	$235,000 (-) Land $235,000	$235,000 (-) Land $235,000
2023	$2,523.00	$235,000 Land $235,000	$235,000 Land $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2021–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Organic carbon removal Oct 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Irvine Community Television Fiber · Cable	2,000 / 2,000

77 River Dr, Irvine, KY 40336 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on River Dr

Nearby Streets

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