32 River Dr, Irvine, KY 40336 Property Records

Estill County property record for 32 River Dr, Irvine, KY 40336

Property Summary

Property Type	Commercial
Details	4,354 sqft · built 2014
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Jul 2023)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-30-16-001.00`

Property Details

APN / Parcel Number

Primary APN	`071-30-16-001.00`
Alternative APNs	`29188 1` `30635 1` `31692 1`

Interior

Stories	1 Story
Building Area	4,354 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	31692 1
Street Address	32 RIVER DR
City	IRVINE
State	KY
Zip	40336-1141
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	32 RIVER DR LOT & BLDG
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	3
Census Block	3002
Census Tract	920202

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49 MCWHORTER RD, LONDON, KY 40741-8700
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Commercial Mortgage CUMBERLAND VALLEY NATL BANK
Jul 21, 2020	Deed, Transfer · Commercial Mortgage PROMISEONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Book / Page	343 / 36
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESTILL KY
Recording Date	Jul 5, 2023
Property Address	32 RIVER DR, IRVINE, KY 40336-1141
Document Number	000D343/36
Book / Page	D343 / 36
Map Reference	DB D337 PG 286
Instrument Date	Jun 29, 2023
Instrument	258538
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 LISLE INDUSTRIAL AVE, LEXINGTON, KY 40511-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MCWHORTER RD, LONDON, KY 40741-8700

Mortgage

Document Number	00ML12/352
Date	Jul 5, 2023
Book Page	ML12/352
Instrument	258539

Lender

Name	CUMBERLAND VALLEY NATL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	Jul 21, 2020
Property Address	32 RIVER DR, IRVINE, KY 40336-1141
Document Number	00D329/359
Book / Page	D329 / 359
Map Reference	DB 98 PG 505
Instrument Date	Jul 6, 2020
Instrument	248033
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 SPIRIT DR, 113, RICHMOND, KY 40475-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1898 BEREA RD, RICHMOND, KY 40475-9697

Mortgage

Document Number	00MJ11/432
Date	Jul 21, 2020
Book Page	MJ11/432
Instrument	248034

Lender

Name	PROMISEONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Municipality	Irvine City
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-) Land $125,000 Building $375,000	$500,000 (-) Land $125,000 Building $375,000
2025	$5,270.00 (+55.78%)	$500,000 (+58.73%) Land $125,000 Building $375,000	$500,000 (+58.73%) Land $125,000 Building $375,000
2023	$3,383.00 (-21.62%)	$315,000 (-21.25%) Land $315,000	$315,000 (-21.25%) Land $315,000
2022	$4,316.00	$400,000 Land $400,000	$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2021–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTILL CO WATER DISTRICT serves 9,501 people · EPA ID KY0330123
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Irvine Community Television Fiber · Cable	2,000 / 2,000

May also be available: AT&T.

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