65 Prospect St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 65 Prospect St, Worcester, MA 01605

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,550 sqft · built 1890
Lot Size	0.148 acres (6,466 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jan 2024)
Tax Bill	$6,409 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-032-00039`

Property Details

APN / Parcel Number

Primary APN	`1-032-00039`
Alternative APN	`WORC M:01 B:032 L:00039`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,550 sqft Living Area
Gross Area	4,275 sqft
1st Floor Area	960 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Combination
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,466 sqft (0.148 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1-032-00039
Street Address	65 PROSPECT ST
City	WORCESTER
State	MA
Zip	01605-3495
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	32
Legal Lot Number	39
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	731802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 PROSPECT ST, WORCESTER, MA 01605-3495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed, Subdivision Related Transfer · FHA Mortgage ONTO MORTGAGE
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Aug 6, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PATCH LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20241578
Deed Book / Page	70074 / 177
Record Updated	Oct 29, 2026

January 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 8, 2024
Property Address	65 PROSPECT ST, WORCESTER, MA 01605-3495
Document Number	070074-177
Book / Page	70074 / 177
Instrument Date	Jan 8, 2024
Instrument	1578
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 PROSPECT ST, WORCESTER, MA 01605-3495

Mortgage

Document Number	0000001579
Date	Jan 8, 2024
Instrument	1579

Lender

Name	ONTO MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	65 PROSPECT ST, WORCESTER, MA 01605-3495
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067394-188
Date	Apr 6, 2022
Book Page	67394/188
Instrument	38216

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 6, 2021
Property Address	65 PROSPECT ST, WORCESTER, MA 01605-3495
Document Number	65790-104
Book / Page	65790 / 104
Instrument Date	Aug 6, 2021
Instrument	110855
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 S MAIN ST, SHARON, MA 02067-1943

Mortgage

Document Number	110856
Date	Aug 6, 2021
Instrument	110856

Lender

Name	PATCH LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,409.00 (+3.34%)	$482,600 (+2.64%) Land $99,100 Building $383,500
2025	$6,202.00 (+10.34%)	$470,200 (+19.95%) Land $93,300 Building $376,900
2023	$5,621.00	$392,000 Land $81,100 Building $310,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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