77 Overpass Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 77 Overpass Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1988
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Mar 2009)
Tax Bill	$7,634 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-201-026-000`

Property Details

APN / Parcel Number

Primary APN	`119-201-026-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	77 OVERPASS RD
City	ROYAL OAKS
State	CA
Zip	95076-5555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 16 PAR MAPS PG 71 PAR 1 .50 AC
Legal Block	1
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1000
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 DUNBARTON RD, B, AROMAS, CA 95004
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 5, 2017	Quit Claim Deed, Transfer BERNARDO RENTERIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2009 · Amount on Record
Deed Sale	Mar 20, 2009 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	200916712
Prior Transfer Date	Jul 21, 1995
Prior Transfer Doc	0000037003
Record Updated	Oct 29, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 31, 2017
Property Address	77 OVERPASS RD, ROYAL OAKS, CA 95076-5555
Document Number	0000061074
Map Reference	VOL16 PG71
Instrument Date	Oct 26, 2017
Instrument	2017061074
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	68 THOMAS RD, ROYAL OAKS, CA 95076-5545

Mortgage

Document Number	0000061075
Date	Oct 31, 2017
Instrument	2017061075

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 5, 2017
Property Address	77 OVERPASS RD, ROYAL OAKS, CA 95076-5555
Document Number	0000035628
Instrument Date	Jun 20, 2017
Instrument	35628
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	307 SALINAS RD ROYAL OAKS CA 950765257, ROYAL OAKS, CA 95076-5257

Mortgage

Document Number	35630
Date	Jul 5, 2017
Instrument	35630

Lender

Name	BERNARDO RENTERIA

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,289 (+2%) Land $261,129 Building $319,160
2025	$7,634.00 (+25.64%)	$568,911 (+4.04%) Land $256,009 Building $312,902
2023	$6,076.00 (+1.74%)	$546,821 Land $246,069 Building $300,752
2022	$5,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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