66 Overpass Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 66 Overpass Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1986
Lot Size	0.294 acres (12,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Mar 2016)
Tax Bill	$6,789 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-192-005-000`

Property Details

APN / Parcel Number

Primary APN	`119-192-005-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,798 sqft (0.294 acres)
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	66 OVERPASS RD
City	ROYAL OAKS
State	CA
Zip	95076-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS LOMAS TR 5 POR OF LOT 11 BLK 2 AS DESC IN VOL 1973 PG 490
Legal Subdivision	LAS LOMAS
Legal Tract	5
Legal Block	2
Legal Lot Number	11
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1005
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 OVERPASS RD, ROYAL OAKS, CA 95076-5527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit SCCCU
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jun 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2016 · Amount on Record
Deed Sale	Mar 25, 2016 · Amount on Record
Prior Sale	Dec 4, 1998 · Amount on Record
Deed Document Number	201615580
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000078040
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	66 OVERPASS RD, ROYAL OAKS, CA 95076-5527
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 OVERPASS RD, ROYAL OAKS, CA 95076-5527

Mortgage

Document Number	0000011113
Date	Apr 2, 2024
Instrument	2024011113

Lender

Name	SCCCU
Type	Non-Lending Institution
Address	SANTA CRUZ, CA 95060

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 29, 2020
Property Address	66 OVERPASS RD, ROYAL OAKS, CA 95076-5527
Document Number	0000078040
Map Reference	VOL 3 PG 169
Instrument Date	Dec 14, 2020
Instrument	2020078040
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	66 OVERPASS RD, ROYAL OAKS, CA 95076-5527

Mortgage

Document Number	0000078041
Date	Dec 29, 2020
Instrument	2020078041

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 27, 2019
Property Address	66 OVERPASS RD, ROYAL OAKS, CA 95076-5527
Document Number	0000026641
Instrument Date	Jun 25, 2019
Instrument	26641
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	66 OVERPASS RD ROYAL OAKS CA 950765527, ROYAL OAKS, CA 95076-5527

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,131 (+2%) Land $217,342 Building $289,789
2025	$6,789.00 (+27.52%)	$497,188 (+4.04%) Land $213,081 Building $284,107
2023	$5,324.00 (+1.74%)	$477,883 Land $204,807 Building $273,076
2022	$5,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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