77 Mountainview St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 77 Mountainview St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,068 sqft · built 1948
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Nov 2020)
Tax Bill	$4,033 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:15C-10750 B:162 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15C-10750 B:162 L:0`
Alternative APNs	`LUDL M:15C B:10750 P:162` `6020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	3,249 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,112 sqft (0.301 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6020
Street Address	77 MOUNTAINVIEW ST
City	LUDLOW
State	MA
Zip	01056-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A-
Legal Block	10750
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1028
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 MOUNTAINVIEW ST, LUDLOW, MA 01056-2451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	May 20, 2016 · Amount on Record
Deed Book / Page	23560 / 258
Prior Transfer Date	Nov 27, 2020
Prior Transfer Doc	23560-258
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Nov 30, 2020
Property Address	77 MOUNTAINVIEW ST, LUDLOW, MA 01056-2451
Document Number	23560-258
Book / Page	23560 / 258
Instrument Date	Nov 27, 2020
Instrument	70640
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 MOUNTAINVIEW ST, LUDLOW, MA 01056-2451

Mortgage

Document Number	70641
Date	Nov 30, 2020
Instrument	70641

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,033.00 (+0.4%)	$251,900 (+8.81%) Land $79,700 Building $172,200	$287,063 (-2.87%)
2025	$4,017.00 (+4.09%)	$231,500 (+8.53%) Land $72,400 Building $159,100	$295,545 (+13.09%)
2024	$3,859.00 (+7.97%)	$213,300 (+16.43%) Land $72,300 Building $141,000	$261,345
2023	$3,574.00	$183,200 Land $60,100 Building $123,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000