44 Mountainview St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 44 Mountainview St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,224 sqft · built 1947
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Tax Bill$4,808 (2026)
Deeds & MortgagesDec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:16A-10750 B:140 L:0

Property Details

APN / Parcel Number

Primary APNM:16A-10750 B:140 L:0
Alternative APNs
  • LUDL M:16A B:10750 P:140
  • 6017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area3,756 sqft
Basement Area1,224 sqft
Unfinished Basement1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number6017
Street Address44 MOUNTAINVIEW ST
CityLUDLOW
StateMA
Zip01056-2450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES A-
Legal Block10750
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1020
Census Tract810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address44 MOUNTAINVIEW ST, LUDLOW, MA 01056-2450
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2010
Deed SaleAug 6, 2010
Prior SaleJan 29, 1993 · Amount on Record
Record UpdatedOct 29, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address44 MOUNTAINVIEW ST, LUDLOW, MA 01056-2450
Document Number21531-425
Book / Page021531 / 000425
Instrument DateDec 22, 2016
Transaction TypeMortgage
Record UpdatedFeb 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21531-425
DateJan 13, 2017
Book Page021531/000425
Instrument2206
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,808.00 (-0.64%)$300,300 (+7.67%) Land $81,100 Building $219,200$320,525 (-10.88%)
2025$4,839.00 (+3.6%)$278,900 (+8.02%) Land $73,700 Building $205,200$359,670 (+19.36%)
2024$4,671.00 (+6.35%)$258,200 (+14.7%) Land $73,600 Building $184,600$301,340
2023$4,392.00$225,100 Land $61,200 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Verizon.

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