Middlesex County and Reading Town property record for 77 Mount Vernon St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1926 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $779,000 (Dec 2025) |
| Tax Bill | $8,339 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0126.0 |
| Primary APN | READ M:021.0-0000-0126.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 3,018 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,400 sqft (0.262 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 730000000450 |
|---|---|
| Street Address | 77 MOUNT VERNON ST |
| City | READING |
| State | MA |
| Zip | 01867-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 334200 |
77 Mount Vernon St is owned and occupied by two individuals who bought it in December 2025.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 MOUNT VERNON ST, READING, MA 01867-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU |
| Oct 25, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA |
| Apr 23, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBERS MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on File |
| Deed Sale | Dec 22, 2025 · Amount on File |
| Prior Sale | Apr 23, 2020 · Amount on File |
| Deed Book / Page | 85044 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 22, 2025 |
| Property Address | 77 MOUNT VERNON ST, READING, MA 01867-2541 |
| Document Number | 0085044-82 |
| Book / Page | 85044 / 82 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 157636 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 77 MOUNT VERNON ST, READING, MA 01867-2541 |
| Document Number | 0000157637 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 157637 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 77 MOUNT VERNON ST, READING, MA 01867-2541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 73528-259 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 73528/259 |
| Instrument | 165609 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 23, 2020 |
| Property Address | 77 MOUNT VERNON ST, READING, MA 01867-2541 |
| Document Number | 74522-517 |
| Book / Page | 74522 / 517 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 59649 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 77 MOUNT VERNON ST, READING, MA 01867-2541 |
| Document Number | 59650 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 59650 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 77 Mount Vernon St was $8,339, up 3.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,339.00 (+3.87%) | $760,900 (+7.96%) Land $489,100 Building $263,600 | $766,255 (+2.54%) |
| 2025 | $8,028.00 (-0.88%) | $704,800 (+2%) Land $452,700 Building $252,100 | $747,270 (+1.47%) |
| 2024 | $8,099.00 (-1.28%) | $691,000 (+6.05%) Land $445,000 Building $246,000 | $736,440 |
| 2023 | $8,204.00 | $651,600 Land $419,300 Building $232,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Mount Vernon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 77 Mount Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures