Monterey County property record for 77 Middle Canyon Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,265 sqft · built 1976 |
| Lot Size | 1.03 acres (44,923 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Aug 2003) |
| Tax Bill | $9,854 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-221-016-000 |
| Primary APN | 187-221-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 2,265 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 44,923 sqft |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 187-221-016 |
|---|---|
| Street Address | 77 MIDDLE CANYON RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 141 RANCHO DEL MONTE NO 1 PORS OF LOTS 7 & 8 BLK 3 SHOWN AS PARCEL A ON R/S VOL X4 PG 104 1.02 AC |
| Legal Subdivision | RANCHO DEL MONTE NO 1 |
| Legal Tract | 141 |
| Legal Block | 3 |
| Legal Lot Number | 7,8 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
77 Middle Canyon Rd is owned and occupied by two individuals who bought it in August 2003.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2003 · Amount on File |
| Deed Sale | Aug 15, 2003 · Amount on File |
| Deed Document Number | 200398267 |
| Prior Transfer Date | Apr 5, 1996 |
| Prior Transfer Doc | 0000020601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 77 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000025776 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 77 MIDDLE CANYON RD CARMEL VALLEY CA 939249461, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000025776 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 25776 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.79% |
The 2025 property tax bill for 77 Middle Canyon Rd was $9,854 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $942,631 (+2%) Land $507,570 Building $435,061 | |
| 2025 | $9,854.00 Homeowner's exemption | $924,149 Land $497,618 Building $426,531 |
| 2023 | $9,617.00 (+3.34%) Homeowner's exemption | $888,265 Land $478,296 Building $409,969 |
| 2022 | $9,306.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 77 Middle Canyon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Middle Canyon Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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