Monterey County property record for 65 Middle Canyon Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,440 sqft · built 1960 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,597 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-231-008-000 |
| Primary APN | 187-231-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 187-231-008 |
|---|---|
| Street Address | 65 MIDDLE CANYON RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 3 ASSRS MP OF RO LOS LAURELES POR OF SUB A OF L 3 SHOWN AS PARCEL B IN VOL 7 OF SURVEYS PG 156 R-W & EXC R-W 1.066 AC |
| Legal Subdivision | MP OF RO LOS LAURELES |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
65 Middle Canyon Rd is owned and occupied by two individuals who acquired it in December 2003.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 31, 2003 |
| Transfer Doc | 0000138459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 65 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 65 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000015627 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022015627 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 65 Middle Canyon Rd was $7,597 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $722,479 (+2%) Land $328,400 Building $394,079 | |
| 2025 | $7,597.00 Homeowner's exemption | $708,313 Land $321,961 Building $386,352 |
| 2023 | $7,396.00 (+3.35%) Homeowner's exemption | $680,810 Land $309,460 Building $371,350 |
| 2022 | $7,156.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 65 Middle Canyon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Middle Canyon Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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