77 Melissa Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 77 Melissa Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,130 sqft · built 1989
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Aug 2026)
Tax Bill	$9,707 (2026)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S0285900`

Property Details

APN / Parcel Number

Primary APN	`S0285900`
Alternative APNs	`PROS M:114 B:88 L:77` `114 88 77`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,130 sqft Living Area
Gross Area	4,541 sqft
Basement Area	1,411 sqft
Unfinished Basement	1,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0285900
Street Address	77 MELISSA LN
City	PROSPECT
State	CT
Zip	06712-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	88
Legal Lot Number	77
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2008
Census Tract	347100

Owner

77 Melissa Ln is owned by two individuals who bought it in August 2026.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 NATURE LN, SHELTON, CT 06484-4220
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Book / Page	939 / 886
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Aug 18, 2026
Property Address	77 MELISSA LN, PROSPECT, CT 06712-1469
Document Number	0000000836
Book / Page	939 / 886
Instrument Date	Aug 14, 2026
Instrument	2026836
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 NATURE LN, SHELTON, CT 06484-4220

Mortgage

Date	Aug 18, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	May 7, 2018
Property Address	77 MELISSA LN, PROSPECT, CT 06712-1469
Document Number	820-195
Book / Page	000820 / 000195
Instrument Date	Apr 25, 2018
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	820-197
Date	May 7, 2018
Book Page	000820/000197

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 77 Melissa Ln was $9,707, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,707.00 (+11.33%)	$340,970 (-) Land $103,250 Building $237,720	$596,545 (+149.94%)
2025	$8,719.00	$340,970 Land $103,250 Building $237,720	$238,679 Land $72,275 Building $166,404
2024	$8,719.00 (+9.81%)
2023	$7,940.00 (-0.1%)	$248,760 (-) Land $103,270 Building $145,490
2022	$7,948.00	$248,760 Land $103,270 Building $145,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 77 Melissa Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Melissa Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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