68 Melissa Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 68 Melissa Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,916 sqft · built 2004
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Mar 2004)
Tax Bill	$10,196 (2026)
Deeds & Mortgages	May 2023 Refinance Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0125900`

Property Details

APN / Parcel Number

Primary APN	`G0125900`
Alternative APN	`PROS M:114 B:88 L:68`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,916 sqft Living Area
Basement Area	1,516 sqft
Unfinished Basement	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	G0125900
Street Address	68 MELISSA LN
City	PROSPECT
State	CT
Zip	06712-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	88
Legal Lot Number	68
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2007
Census Tract	347100

Owner

68 Melissa Ln is owned and occupied by two individuals who bought it in March 2004.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 MELISSA LN, PROSPECT, CT 06712-1463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jan 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Aug 30, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2004 · Amount on File
Deed Sale	Mar 22, 2004 · Amount on File
Deed Book / Page	487 / 216
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	68 MELISSA LN, PROSPECT, CT 06712-1463
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000921-359
Date	May 4, 2023
Book Page	921/359
Instrument	2023-362

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	68 MELISSA LN, PROSPECT, CT 06712-1463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	879-115
Date	Jan 13, 2021
Book Page	879/115
Instrument	92

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	68 MELISSA LN, PROSPECT, CT 06712-1463
Document Number	827-101
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MELISSA LN PROSPECT CT 067121463, PROSPECT, CT 06712-1463

Mortgage

Document Number	827-101
Date	Sep 13, 2018
Book Page	000827/000101

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 68 Melissa Ln was $10,196, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,196.00 (+11.35%)	$358,120 (-) Land $106,680 Building $251,440	$612,974 (+144.52%)
2025	$9,157.00	$358,120 Land $106,680 Building $251,440	$250,684 Land $74,676 Building $176,008
2024	$9,157.00 (+17.44%)
2023	$7,797.00 (-0.09%)	$244,270 (-) Land $106,680 Building $137,590
2022	$7,804.00	$244,270 Land $106,680 Building $137,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Melissa Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Melissa Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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