77 Lower Rd, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 77 Lower Rd, Constantia, NY 13044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1975
Lot Size	0.996 acres (43,400 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (May 2007)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`352689 296.00-06-08`

Property Details

APN / Parcel Number

Primary APN	`352689 296.00-06-08`
Alternative APN	`268929600000060080000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	780 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,400 sqft (0.996 acres)
Lot Dimensions	310 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	77 LOWER RD
City	CONSTANTIA
State	NY
Zip	13044-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 074-004-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	6
Legal Lot Number	8.000
Jurisdiction	OSWEGO NY
Township / Civil Division	CONSTANTIA
Census Block Group	2
Census Block	2093
Census Tract	20600

Owner

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 LOWER RD, CONSTANTIA, NY 13044-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2007 · Amount on Record
Deed Sale	May 16, 2007 · Amount on Record
Deed Document Number	20075988
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	77 LOWER RD, CONSTANTIA, NY 13044-2619
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 LOWER RD, CONSTANTIA, NY 13044-2619

Mortgage

Document Number	0000006983
Date	Aug 10, 2023
Instrument	R-2023-006983

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	77 LOWER RD, CONSTANTIA, NY 13044-2619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005328
Date	Jun 28, 2019
Instrument	R-2019-005328

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,630.00	$101,200 (-) Land $14,900 Building $86,300	$184,000 (+18.18%) Land $27,091 Building $156,909
2023		$101,200 Land $14,900 Building $86,300	$155,692 Land $22,923 Building $132,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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