Oswego County and Constantia Town property record for 58 Lower Rd, Constantia, NY 13044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,542 sqft · built 1993 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $113,300 (Apr 2014) |
| Tax Bill | $8,325 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 296.18-01-18.02 |
| Primary APN | 352689 296.18-01-18.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,542 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 1,148 sqft |
| Finished Basement | 1,148 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 311 ft deep x 157 ft wide |
| Garage Type | Attached |
| Garage Area | 1,808 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 608 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 58 LOWER RD |
|---|---|
| City | CONSTANTIA |
| State | NY |
| Zip | 13044-2619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 114 491-051-000 |
| Legal Subdivision | PARTRICK SUBDIVISION |
| Legal Tract | 11 |
| Legal Block | 1 |
| Legal Lot Number | 18.020 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 58 LOWER RD, CONSTANTIA, NY 13044-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit FULTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2014 · Amount on Record |
| Deed Sale | Apr 11, 2014 · Amount on Record |
| Prior Sale | Dec 3, 2013 · Amount on Record |
| Deed Document Number | 20143110 |
| Prior Transfer Date | Oct 23, 2013 |
| Prior Transfer Doc | 0000013149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 58 LOWER RD, CONSTANTIA, NY 13044-2619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002696 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | R-2017-002696 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 58 LOWER RD, CONSTANTIA, NY 13044-2619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000007508 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | R-2018-007508 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,325.00 (+1.44%) Homeowner's exemption | ||
| 2025 | $8,207.00 | $192,075 (-) Land $15,300 Building $176,775 | $349,227 (+18.18%) Land $27,818 Building $321,409 |
| 2023 | $192,075 Land $15,300 Building $176,775 | $295,500 Land $23,538 Building $271,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures