77 Lafayette St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 77 Lafayette St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1904
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$486,000 (Apr 2003)
Tax Bill	$10,257 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-00034-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`41-00034-0000-00032`
Alternative APNs	`410003400032` `058700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	912 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	058700
Street Address	77 LAFAYETTE ST
City	RUMSON
State	NJ
Zip	07760-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	LAFAYETTE MILLS RAND
Legal Block	34
Legal Lot Number	32
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3026
Census Tract	803900

Owner

77 Lafayette St is owned by a company that bought it in April 2003.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	77 LAFAYETTE ST, RUMSON, NJ 07760-1331
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2003 · Amount on File
Deed Sale	Apr 21, 2003 · Amount on File
Prior Sale	Aug 11, 1994 · Amount on File
Deed Book / Page	8220 / 5237
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	77 LAFAYETTE ST, RUMSON, NJ 07760-1331
Document Number	0000032099
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 LAFAYETTE ST RUMSON NJ 077601331, RUMSON, NJ 07760-1331

Mortgage

Document Number	0000032099
Date	Mar 27, 2020
Book Page	009403/009551
Instrument	32099

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 77 Lafayette St was $10,257, up 2.6% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,107,400 (+13.25%) Land $918,200 Building $189,200	$1,107,400 (+13.25%) Land $918,200 Building $189,200
2025	$10,257.00 (+2.57%)	$977,800 Land $816,800 Building $161,000	$977,800 Land $816,800 Building $161,000
2024	$10,000.00
2023		$866,000 Land $733,200 Building $132,800	$866,000 Land $733,200 Building $132,800
2022	$9,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Lafayette St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Lafayette St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20