Monmouth County and Rumson Borough property record for 71 Lafayette St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,554 sqft · built 2019 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (Jan 2018) |
| Tax Bill | $19,862 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage May 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00034-0000-00035 |
| Primary APN | 41-00034-0000-00035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,554 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Upper Floors Area | 1,283 sqft |
| Attic | Attic |
| Attic Area | 1,077 sqft |
| Basement Area | 1,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 48 sqft |
| Patio Area | 195 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 059000 |
|---|---|
| Street Address | 71 LAFAYETTE ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | GEORGE HANCE |
| Legal Block | 34 |
| Legal Lot Number | 35 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 803900 |
71 Lafayette St is owned and occupied by an individual who bought it in January 2018.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 LAFAYETTE ST, RUMSON, NJ 07760-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2019 | Deed of Trust, Mortgage WELLS FARGO BK |
| May 8, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK NA |
| Jan 17, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on File |
| Deed Sale | Jan 17, 2018 · Amount on File |
| Prior Sale | Jan 30, 1999 · Amount on File |
| Deed Document Number | 20185248 |
| Deed Book / Page | 9268 / 1621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 71 LAFAYETTE ST, RUMSON, NJ 07760-1331 |
| Document Number | 0000056838 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 71 LAFAYETTE ST RUMSON NJ 077601331, RUMSON, NJ 07760-1331 |
| Document Number | 0000056838 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 009355/000240 |
| Instrument | 56838 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 8, 2018 |
| Property Address | 71 LAFAYETTE ST, RUMSON, NJ 07760-1331 |
| Book / Page | 009286 / 000948 |
| Instrument Date | Apr 28, 2018 |
| Instrument | 44933 |
| Transaction Type | Construction Loan |
| Record Updated | May 29, 2018 |
| Title Company | QUICK SILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 71 LAFAYETTE ST RUMSON NJ 077601331, RUMSON, NJ 07760-1331 |
| Document Number | 0000044933 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 009286/000948 |
| Instrument | 44933 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 17, 2018 |
| Property Address | 71 LAFAYETTE ST, RUMSON, NJ 07760-1331 |
| Document Number | 0000005248 |
| Book / Page | 009268 / 001621 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 5248 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 LAFAYETTE ST RUMSON NJ 077601331, RUMSON, NJ 07760-1331 |
The 2025 property tax bill for 71 Lafayette St was $19,862, up 3.6% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,170,700 (+14.65%) Land $918,200 Building $1,252,500 | $2,170,700 (+14.65%) Land $918,200 Building $1,252,500 | |
| 2025 | $19,862.00 (+3.64%) | $1,893,400 Land $816,800 Building $1,076,600 | $1,893,400 Land $816,800 Building $1,076,600 |
| 2024 | $19,165.00 | ||
| 2023 | $1,630,100 Land $733,200 Building $896,900 | $1,630,100 Land $733,200 Building $896,900 | |
| 2022 | $19,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 Lafayette St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 71 Lafayette St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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