Monroe County property record for 77 Heron Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,774 sqft · built 1993 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $79,000 (Jan 1982) |
| Tax Bill | $12,462 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 00462570-000000 |
| Primary APN | 00462570-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 2,356 sqft |
| 1st Floor Area | 1,444 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,500 sqft (0.195 acres) |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 582 sqft |
| Porch | Slab |
| Porch Area | 1,028 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1565997 |
|---|---|
| Street Address | 77 HERON LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 20 LT 9 KEY LARGO TRAILER VILLAGE FIRST ADDITION KEY LARGO PB5-55 OR480-365 OR480-366 OR847-823 OR1555-1644/45 OR1556-14/15 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 21 |
| Legal Subdivision | KEY LARGO TRAILER VILLAGE 1ST ADD |
| Legal Block | 20 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6125 MOSS RANCH RD, PINECREST, FL 33156-5654 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1982 · Amount on Record |
| Deed Sale | Jan 1, 1982 · Amount on Record |
| Prior Sale | Feb 1, 1971 · Amount on Record |
| Deed Book / Page | 847 / 823 |
| Transfer Doc | 1556000014 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,462.00 (+4.53%) | $1,659,659 (-1.47%) Land $1,204,875 Building $454,784 | $1,659,659 (-1.47%) Land $1,204,875 Building $454,784 |
| 2024 | $11,922.00 (+5.38%) | ||
| 2023 | $11,313.00 (+17.53%) | $1,684,499 (+22.41%) Land $1,274,490 Building $410,009 | $1,684,499 (+22.41%) Land $1,274,490 Building $410,009 |
| 2022 | $9,626.00 | $1,376,088 Land $963,900 Building $412,188 | $1,376,088 Land $963,900 Building $412,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 147 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 4 condo units |
| Nearby Flood Claims | 160 (1979–2022) |
| Claims Outside the SFHA | 3 of 160 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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