70 Heron Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 70 Heron Ln, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,080 sqft · built 1978
Lot Size	0.088 acres (3,863 sqft)
Owner	Individual Name on Record
Last Sale	$557,500 (Jan 2022)
Tax Bill	$5,192 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00462610-000000`

Property Details

APN / Parcel Number

Primary APN	`00462610-000000`
Alternative APNs	`21613900462610000000` `1566039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	3,863 sqft (0.088 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,016 sqft
Patio Area	1,207 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1566039
Old Parcel Number	21613900462610000000
Street Address	70 HERON LN
City	KEY LARGO
State	FL
Zip	33037-2642
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 21 LT 4 KEY LARGO TRAILER VILLAGE FIRST ADDITION KEY LARGO PB5-55 OR488-446 OR600-201 OR770-291 OR1232-1760 OR1253-2371
Legal Range	39E
Legal Township	61S
Legal Section	21
Legal Subdivision	KEY LARGO TRAILER VILLAGE 1ST ADD
Legal Block	21
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1017
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	70 HERON LN, KEY LARGO, FL 33037-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Mar 6, 2002 · Amount on Record
Deed Document Number	2357306
Deed Book / Page	3149 / 749
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 18, 2022
Property Address	70 HERON LN, KEY LARGO, FL 33037-2642
Document Number	0031490749
Book / Page	3149 / 749
Map Reference	MB 5 PG 55
Instrument Date	Jan 11, 2022
Instrument	2357306
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,902.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10408 NW 39TH PL, 10408, CORAL SPRINGS, FL 33065-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 HERON LN, TAVERNIER, FL 33070

Mortgage

Document Number	0003149751
Date	Jan 18, 2022
Instrument	3149/751

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$605,377 (+19.97%) Land $466,860 Building $138,517	$605,377 (+19.97%) Land $466,860 Building $138,517
2024	$5,192.00 (+9.91%)
2023	$4,724.00 (+51.26%)	$504,612 (+30.4%) Land $367,350 Building $137,262	$504,612 (+30.4%) Land $367,350 Building $137,262
2022	$3,123.00	$386,985 Land $247,380 Building $139,605	$386,985 Land $247,380 Building $139,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	151 units insured incl. 4 condo units
Nearby Flood Claims	160 (1979–2022)
Claims Outside the SFHA	3 of 160
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 75 claims Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20