77 Hargis Pl, Cotter, AR 72626 Property Records

Baxter County property record for 77 Hargis Pl, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,807 sqft · built 2004
Lot Size	0.543 acres (23,667 sqft)
Owner	Individual Name on Record
Last Sale	$5,000 (Oct 2005)
Tax Bill	$1,182 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`004-00636-012`

Property Details

APN / Parcel Number

Primary APN	`004-00636-012`
Alternative APN	`27364`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,807 sqft Living Area
1st Floor Area	1,807 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	23,667 sqft (0.543 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,350 sqft
Porch	Slab
Porch Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	77 HARGIS PL
City	COTTER
State	AR
Zip	72626-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 AND PT 13 WHITE RIVER BEND ESTATES A PART OF LOT 13, WHITE RIVER BEND ESTATES, BAXTER COUNTY, ARKANSAS, AS SHOWN BY THE RECORDED PLAT THEREOF, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGIN AT THE SOUTHWEST CORNER OF SAID LOT 13 AS SHOWN ON PLA
Legal Range	15
Legal Township	18
Legal Section	01
Legal Subdivision	WHITE RIVER BEND ESTATES
Legal Lot Number	12,13
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2042
Census Tract	950900

Owner

Source: Baxter County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 276, YELLVILLE, AR 72687-0276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Closed-End Mortgage ANSTAFF BANK NA
Feb 27, 2017	Warranty Deed, Transfer · Commercial Mortgage ANSTAFF BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2005 · Amount on Record
Deed Sale	Oct 24, 2005 · Amount on Record
Deed Book / Page	2005 / 14303
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	77 HARGIS PL, COTTER, AR 72626-9211
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202101178
Date	Feb 1, 2021
Instrument	L202101178

Lender

Name	ANSTAFF BANK NA
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Apr 1, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Feb 27, 2017
Property Address	77 HARGIS PL, COTTER, AR 72626-9211
Document Number	L201701782
Instrument Date	Feb 27, 2017
Instrument	L201701782
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8701 MARION COUNTY 4018, 8701, YELLVILLE, AR 72687-9068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 276, YELLVILLE, AR 72687-0276

Mortgage

Document Number	L201701783
Date	Feb 27, 2017
Instrument	L201701783

Lender

Name	ANSTAFF BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,620 (-) Land $9,000 Building $16,620
2024	$1,182.00 (+37.44%)
2023	$860.00 Homeowner's exemption	$25,620 Land $9,000 Building $16,620	$128,100 Land $45,000 Building $83,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35

May also be available: Reynolds Media, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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