27 Hargis Pl, Cotter, AR 72626 Property Records

Baxter County property record for 27 Hargis Pl, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 2003
Owner	Individual Name on Record
Last Sale	$121,000 (Sep 2004)
Tax Bill	$313 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`004-00636-013`

Property Details

APN / Parcel Number

Primary APN	`004-00636-013`
Alternative APN	`27365`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Driveway	Driveway
Driveway Area	990 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	106 sqft
Deck Area	96 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27 HARGIS PL
City	COTTER
State	AR
Zip	72626-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST 1/2 LOT 14 AND LOT 15 WHITE RIVERBEND ESTATES
Legal Subdivision	WHITE RIVER BEND ESTATES
Legal Lot Number	14,15
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2042
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 HARGIS PL, COTTER, AR 72626-9211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2004 · Amount on Record
Deed Sale	Sep 1, 2004 · Amount on Record
Deed Document Number	0004-010696
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	27 HARGIS PL, COTTER, AR 72626-9211
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E 1ST ST, MOUNTAIN HOME, AR 72653-3606

Mortgage

Document Number	L202600490
Date	Jan 20, 2026
Instrument	L202600490

Lender

Name	ARVEST BANK
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2046

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (-24.21%) Homeowner's exemption	$48,630 (-) Land $13,500 Building $35,130
2024	$413.00 (-15.37%)
2023	$488.00 Homeowner's exemption	$48,630 Land $13,500 Building $35,130	$243,150 Land $67,500 Building $175,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35

May also be available: Reynolds Media, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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