77 E Wharf Rd, Madison, CT 06443 Property Records

Madison Town property record for 77 E Wharf Rd, Madison, CT 06443 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,530 sqft · built 1985
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Apr 2026)
Tax Bill	$34,206 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:28 B:66`

Property Details

APN / Parcel Number

Primary APN	`MADI M:28 B:66`
Alternative APNs	`00140700` `140700`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,530 sqft Living Area
Gross Area	6,606 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	140700
Street Address	77 E WHARF RD
City	MADISON
State	CT
Zip	06443-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	66
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2000
Census Tract	194102

Owner

Source: Madison Town records · APN MADI M:28 B:66

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 E WHARF RD, MADISON, CT 06443-3115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Jan 15, 1997 · Amount on Record
Deed Book / Page	2311 / 735
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON CT
Recording Date	Apr 21, 2026
Property Address	77 E WHARF RD, MADISON, CT 06443-3115
Document Number	002311-735
Book / Page	2311 / 735
Instrument Date	Apr 15, 2026
Instrument	2026705
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77 E WHARF RD, MADISON, CT 06443-3115
Investor	Possibly a Property Investor

Mortgage

Date	Apr 21, 2026

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,206.00	$1,525,000 (+54.51%) Land $973,300 Building $551,700	$1,067,500 Land $681,310 Building $386,190
2024	$34,206.00 (+15.64%)
2023	$29,580.00 (+1.9%)	$987,000 (-) Land $630,000 Building $357,000
2022	$29,028.00	$987,000 Land $630,000 Building $357,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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