Madison Town property record for 73 E Wharf Rd, Madison, CT 06443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,118 sqft · built 1904 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $910,000 (May 1998) |
| Tax Bill | $35,668 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MADI M:28 B:65 |
| Primary APN | MADI M:28 B:65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,118 sqft Living Area |
| Gross Area | 7,044 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 140600 |
|---|---|
| Street Address | 73 E WHARF RD |
| City | MADISON |
| State | CT |
| Zip | 06443-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 65 |
| Jurisdiction | MADISON CT |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 194102 |
Source: Madison Town records · APN MADI M:28 B:65
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 73 E WHARF RD, MADISON, CT 06443-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 07, 2025 | Warranty Deed, Transfer |
| Dec 06, 2021 | Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK |
| Jan 07, 2019 | Deed of Trust, Mortgage PEOPLES UNITED BANK |
| Sep 20, 2019 | Deed of Trust, Mortgage · ARM PRIMARY RESIDENTIAL MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 1998 · Amount on Record |
| Deed Sale | May 29, 1998 · Amount on Record |
| Prior Sale | Aug 29, 1994 · Amount on Record |
| Deed Book / Page | 798 / 247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON CT |
| Recording Date | Jul 07, 2025 |
| Property Address | 73 E WHARF RD, MADISON, CT 06443-3115 |
| Document Number | 02302-1049 |
| Book / Page | 2302 / 1049 |
| Instrument Date | May 04, 2025 |
| Instrument | 20251331 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 73 E WHARF RD, MADISON, CT 06443-3115 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002251-38 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 2251/38 |
| Instrument | 4432 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Type Change Date | Jan 01, 2027 |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 73 E WHARF RD, MADISON, CT 06443-3115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002088-62 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 2088/62 |
| Instrument | 49 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 73 E WHARF RD, MADISON, CT 06443-3115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2114-271 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 2114/271 |
| Instrument | 2208 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 01, 2026 |
Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,668.00 | $1,590,200 (+39.81%) Land $875,500 Building $714,700 | $1,113,140 Land $612,850 Building $500,290 |
| 2024 | $35,668.00 (+4.64%) | ||
| 2023 | $34,088.00 (+1.9%) | $1,137,400 (-) Land $677,600 Building $459,800 | |
| 2022 | $33,451.00 | $1,137,400 Land $677,600 Building $459,800 |
Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 202 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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