77 E Division St, #ENW, Sparta, MI 49345 Property Records

Kent County property record for 77 E Division St, #ENW, Sparta, MI 49345

Property Summary

Property Type	Commercial
Details	3,302 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-351-032`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-351-032`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,302 sqft Total Area
1st Floor Area	2,669 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Fire Resistance	Fireproof Steel Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	77 E DIVISION ST, ENW
City	SPARTA
State	MI
Zip	49345-1325
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	VCBD
Legal Description	E 2/3 OF LOT 8 BLK 1 * VILLAGE OF SPARTA
Legal Subdivision	VILLAGE OF SPARTA
Legal Block	1
Legal Lot Number	8
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1016
Census Tract	10402

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 DIVISION ST E NW, SPARTA, MI 49345
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer
Nov 14, 2025	Warranty Deed, Transfer
Oct 11, 2021	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK
Apr 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 12, 2025
Transfer Doc	0000074388
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Nov 14, 2025
Property Address	77 E DIVISION ST # ENW, ENW, SPARTA, MI 49345-1325
Document Number	0000074388
Map Reference	LB 2 PG 5
Instrument Date	Nov 12, 2025
Instrument	20251114-0074388
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 DIVISION STREET E NW, SPARTA, MI 49345

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 14, 2025
Property Address	77 E DIVISION ST # ENW, ENW, SPARTA, MI 49345-1325
Document Number	0000074387
Map Reference	LB 2 PG 5
Instrument Date	Nov 12, 2025
Instrument	20251114-0074387
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7060 CRYSTAL VIEW DR SE, CALEDONIA, MI 49316-9053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DIVISION STREET E NW, SPARTA, MI 49345

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 11, 2021
Property Address	77 E DIVISION ST # ENW, ENW, SPARTA, MI 49345-1325
Document Number	0000110812
Map Reference	LB 2 PG 5
Instrument Date	Oct 2, 2021
Instrument	20211011-0110812
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	CERTIFIED TITLE, VERIFIED TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6209 DIVISION AVE N, 6209, COMSTOCK PARK, MI 49321-9654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 GROVE ST, SPARTA, MI 49345-1113

Mortgage

Document Number	0000110813
Date	Oct 11, 2021
Instrument	20211011-0110813

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Apr 7, 2020
Property Address	77 E DIVISION ST # ENW, ENW, SPARTA, MI 49345-1325
Document Number	0000030116
Instrument Date	Mar 18, 2020
Instrument	30116
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6209 DIVISION AVE N COMSTOCK PARK MI 493219654, COMSTOCK PARK, MI 49321-9654

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,900 (+4.36%)	$253,800 (+4.36%)
2025	$3,117.00 (+8.15%) Homeowner's exemption	$121,600 (+14.83%)	$243,200 (+14.83%)
2023	$2,882.00 (-10.83%)	$105,900	$211,800
2019	$3,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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