Kent County property record for 109 E Division St, Sparta, MI 49345 · Last verified June 2026
| Property Type | Bank, Financial Building |
|---|---|
| Details | 15,993 sqft · built 1970 |
| Lot Size | 1.16 acres (50,835 sqft) |
| Owner | Company Name on File |
| Tax Bill | $49,414 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-14-351-053 |
| Primary APN | 41-05-14-351-053 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 15,993 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Fire Resistance | Fireproof Reinforced Concrete |
| Lot Area | 50,835 sqft (1.16 acres) |
| Lot Dimensions | 385 ft deep x 132 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 E DIVISION ST |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-1337 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOTS 10 TO 14 INCL BLK 1 ALSO LOT 15 BLK 1 EX N 11 FT * VILLAGE OF SPARTA |
| Legal Subdivision | VILLAGE OF SPARTA |
| Legal Block | 1 |
| Legal Lot Number | 10-15 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPARTA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10402 |
Source: Kent County records · APN 41-05-14-351-053
Assessment roll updated June 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 E DIVISION ST, SPARTA, MI 49345-1337 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 109 E DIVISION ST, SPARTA, MI 49345-1337 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 493 ADAWAY AVE SE, ADA, MI 49301-7811 |
| Document Number | 0000109526 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 20211006-0109526 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Sparta Township |
| Municipality | Sparta Village |
| Unified School District | Sparta Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,414.00 (-0.75%) | $1,246,100 (+16.26%) | $2,492,200 (+16.26%) |
| 2023 | $1,071,800 | $2,143,600 | |
| 2019 | $49,785.00 |
Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810104021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1994–2013) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Apr 2013, river or lake flooding, Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures