77 E 18th St, Holland, MI 49423 Property Records

Ottawa County property record for 77 E 18th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,607 sqft · built 1906
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Jul 2025)
Tax Bill	$4,924 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-204-048`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-204-048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,607 sqft Living Area
1st Floor Area	820 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	132 ft deep x 53 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	77 E 18TH ST
City	HOLLAND
State	MI
Zip	49423-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	E 48 FT OF W 1941 FT OF S 1/2 OF THAT PART OF W 1/2, E 1/2, NW 1/4, NE 1/4, LYING BETWEEN 17TH & 18TH STS & E OF COLLEGE AVE ALSO W 5 FT OF LOT 7, BLK B, ALSO S 1/2 OF VACATED ALLEY ADJOINING ON THE N CEDAR FLATS ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	N CEDAR FLATS ADD
Legal Block	204
Legal Lot Number	7
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3005
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 COLLEGE AVE, 304, HOLLAND, MI 49423-3760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	202518592
Prior Transfer Date	Aug 31, 2001
Prior Transfer Doc	3200000635
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 24, 2022
Property Address	77 E 18TH ST, HOLLAND, MI 49423-4221
Document Number	20220019625
Instrument Date	May 20, 2022
Instrument	2022-0019625
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 E 18TH ST, 77, HOLLAND, MI 49423-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 STONEHILL CT APT A, A, WHEATON, IL 60189-2725

Mortgage

Document Number	20220019626
Date	May 24, 2022
Instrument	2022-0019626

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	Other
Max Rate	8.87%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	77 E 18TH ST, HOLLAND, MI 49423-4221
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 E 180TH ST, HOLLAND, MI 49423

Mortgage

Document Number	20220011229
Date	Mar 24, 2022
Instrument	2022-0011229

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Oct 1, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 21, 2019
Property Address	77 E 18TH ST, HOLLAND, MI 49423-4221
Document Number	20190020524
Instrument Date	Jun 19, 2019
Instrument	2019-0020524
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3411 SANDYVIEW DR, 3411, HAMILTON, MI 49419-8519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 ROWLAND AVE SE, GRAND RAPIDS, MI 49546-7662

Mortgage

Document Number	20190020525
Date	Jun 21, 2019
Instrument	2019-0020525

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,900 (+38.64%)	$297,800 (+38.64%)
2025	$4,924.00 (+67.94%)
2023		$107,400	$214,800
2022	$2,932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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