73 E 18th St, Holland, MI 49423 Property Records

Ottawa County property record for 73 E 18th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,587 sqft · built 1906
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Feb 2017)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-204-039`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-204-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,587 sqft Living Area
1st Floor Area	860 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	132 ft deep x 46.1 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	73 E 18TH ST
City	HOLLAND
State	MI
Zip	49423-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	E 46 1/10 FT OF W 1461 FT OF S 1/2 OF THAT PART OF W 1/2, E 1/2, NW 1/4, NE 1/4, LYING BETWEEN 17TH & 18TH STS & E OF COLLEGE AVE SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Block	204
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3005
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73 E 18TH ST, HOLLAND, MI 49423-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 1, 2017	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Deed Document Number	20174049
Last Transfer Date	Oct 8, 2020
Transfer Doc	0000045786
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	May 15, 2026
Property Address	73 E 18TH ST, HOLLAND, MI 49423-4221
Document Number	0000014368
Instrument Date	May 7, 2026
Instrument	202614368
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 E 18TH ST, HOLLAND, MI 49423-4221

Mortgage

Document Number	0000014368,
Date	May 15, 2026
Instrument	202614368

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Oct 19, 2020
Property Address	73 E 18TH ST, HOLLAND, MI 49423-4221
Document Number	20200045786
Instrument Date	Oct 8, 2020
Instrument	2020-0045786
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 E 18TH ST, HOLLAND, MI 49423-4221

Mortgage

Document Number	20200045787
Date	Oct 19, 2020
Instrument	2020-0045787

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 31, 2019
Property Address	73 E 18TH ST, HOLLAND, MI 49423-4221
Document Number	20190040128
Instrument Date	Oct 22, 2019
Instrument	2019-0040128
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 E 18TH ST, 73, HOLLAND, MI 49423-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 E 18TH ST, HOLLAND, MI 49423-4221

Mortgage

Document Number	20190040129
Date	Oct 31, 2019
Instrument	2019-0040129

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 1, 2017
Property Address	73 E 18TH ST, HOLLAND, MI 49423-4221
Document Number	20170004049
Instrument Date	Jan 31, 2017
Instrument	2017-0004049
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3633 ELK DR, 3633, ZEELAND, MI 49464-6833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 E 18TH ST, HOLLAND, MI 49423-4221

Mortgage

Document Number	20170004050
Date	Feb 1, 2017
Instrument	2017-0004050

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,800 (+3.86%)	$279,600 (+3.86%)
2025	$2,636.00 (+15.87%) Homeowner's exemption	$134,600 (+32.22%)	$269,200 (+32.22%)
2023		$101,800	$203,600
2022	$2,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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