77 Cottage St, Warwick, RI 02886 Property Records

Warwick City property record for 77 Cottage St, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,386 sqft · built 1900
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on Record
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`27800260000`

Property Details

APN / Parcel Number

Primary APN	`27800260000`
Alternative APNs	`WARW M:278 B:0026 L:0000` `100008956`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,386 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	100008956
Street Address	77 COTTAGE ST
City	WARWICK
State	RI
Zip	02886-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	26
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	4
Census Block	4046
Census Tract	21100

Owner

Source: Warwick City records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	414 SQUANTUM DR, WARWICK, RI 02888-5410
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2011
Deed Sale	May 13, 2011
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	2011
Deed Book / Page	7481 / 225
Last Transfer Date	Jun 17, 2026
Transfer Doc	0000007022
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 18, 2026
Property Address	77 COTTAGE ST, WARWICK, RI 02886-1309
Document Number	0000007022
Book / Page	10913 / 156
Instrument Date	Jun 17, 2026
Instrument	20267022
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	414 SQUANTUM DR, WARWICK, RI 02888-5410

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (+18.19%)	$243,000 (+32.07%) Land $96,800 Building $146,200
2024			$352,260
2023	$2,611.00 (+9.66%)	$184,000 (+44.77%) Land $74,200 Building $109,800
2022	$2,381.00	$127,100 Land $42,600 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20