77 Cottage St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 77 Cottage St, Framingham, MA 01701

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,370 sqft · built 1888
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Feb 2025)
Tax Bill$6,114 (2026)
Deeds & MortgagesJul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN51-43-8680

Property Details

APN / Parcel Number

Primary APN51-43-8680
Alternative APNs
  • FRAM M:051 B:43 L:8680 U:000
  • M:297.0 B:0204 L:0013.A
  • F_684888_2943610
  • 7569

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,370 sqft Living Area
Gross Area3,731 sqft
1st Floor Area1,240 sqft
Basement Area1,158 sqft
Unfinished Basement1,158 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1959
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeMansard
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number7569
Street Address77 COTTAGE ST
CityFRAMINGHAM
StateMA
Zip01701-3525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block43
Legal Lot Number8680
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group3
Census Block3004
Census Tract383700

Owner

77 Cottage St is owned and occupied by two individuals who bought it in February 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address77 COTTAGE ST, FRAMINGHAM, MA 01701-3525
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on File
Deed SaleFeb 27, 2025 · Amount on File
Prior SaleNov 24, 1975
Record UpdatedOct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateJul 13, 2021
Property Address77 COTTAGE ST, FRAMINGHAM, MA 01701-3525
Document Number00078233-7
Book / Page78233 / 7
Instrument DateJul 7, 2021
Instrument157699
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 COTTAGE ST, FRAMINGHAM, MA 01701-3525

Tax Assessment & Valuation

The 2026 property tax bill for 77 Cottage St was $6,114, up 4.2% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,114.00 (+4.21%)$516,800 (+5.17%) Land $272,400 Building $238,600$626,160 (+46.7%)
2025$5,867.00 (+0.27%)$491,400 (+4.64%) Land $259,400 Building $232,000$426,835 (-39.76%)
2024$5,851.00 (+5.75%)$469,600 (+11.1%) Land $231,700 Building $237,900$708,510
2023$5,533.00$422,700 Land $206,800 Building $215,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Cottage St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies11 units insured
incl. 2 condo units
Nearby Flood Claims9 (1979–2000)
Most Recent ClaimNov 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 77 Cottage St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Cottage St

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