69 Cottage St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 69 Cottage St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1957
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$522,000 (Jul 2022)
Tax Bill	$6,284 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`51-43-9544`

Property Details

APN / Parcel Number

Primary APN	`51-43-9544`
Alternative APNs	`FRAM M:051 B:43 L:9544 U:000` `M:297.0 B:0204 L:0013.0` `F_684949_2943545` `7568`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7568
Street Address	69 COTTAGE ST
City	FRAMINGHAM
State	MA
Zip	01701-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	FARMINGHAM
Legal Block	43
Legal Lot Number	9544
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3004
Census Tract	383700

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 COTTAGE ST, FRAMINGHAM, MA 01701-3525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HUNT MORTGAGE
Jun 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 20, 2022
Property Address	69 COTTAGE ST, FRAMINGHAM, MA 01701-3525
Document Number	080459-390
Book / Page	80459 / 390
Instrument Date	Jul 20, 2022
Instrument	110744
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 PROVIDENCE RD, NORTHBRIDGE, MA 01534-1255

Mortgage

Document Number	0000110745
Date	Jul 20, 2022
Instrument	110745

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	69 COTTAGE ST, FRAMINGHAM, MA 01701-3525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74906-369
Date	Jun 17, 2020
Book Page	74906/369
Instrument	94471

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,284.00 (+3.32%)	$531,200 (+4.28%) Land $279,500 Building $232,500	$568,283 (-2.78%)
2025	$6,082.00 (+4.32%)	$509,400 (+8.87%) Land $266,200 Building $243,200	$584,535 (+5.22%)
2024	$5,830.00 (+8.36%)	$467,900 (+13.84%) Land $237,700 Building $230,200	$555,560
2023	$5,380.00	$411,000 Land $212,100 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 2 condo units
Nearby Flood Claims	9 (1979–2000)
Most Recent Claim	Nov 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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