77 Cottage Rd, Enfield, CT 06082 Property Records

Enfield Town property record for 77 Cottage Rd, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,931 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on Record
Last Sale	$201,500 (Feb 2011)
Tax Bill	$6,450 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`ENFI M:095 L:0010`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:095 L:0010`
Alternative APNs	`M:0527 B:0001 L:0100` `52700010100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,931 sqft Living Area
Gross Area	3,791 sqft
1st Floor Area	1,238 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	52700010100
Street Address	77 COTTAGE RD
City	ENFIELD
State	CT
Zip	06082-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L33
Legal Lot Number	10
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2000
Census Tract	524300

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	77 COTTAGE RD, ENFIELD, CT 06082-2206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Balloon Mortgage ACADEMY MORTGAGE CORP
May 15, 2018	Deed of Trust, Mortgage KELLER MORTGAGE
Jul 9, 2020	Quit Claim Deed, Transfer UNKNOWN
Feb 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2011 · Amount on Record
Deed Sale	Feb 3, 2011 · Amount on Record
Prior Sale	Jan 31, 1994 · Amount on Record
Deed Book / Page	2528 / 160
Last Transfer Date	Jul 8, 2020
Transfer Doc	2762-503
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	77 COTTAGE RD, ENFIELD, CT 06082-2206
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2788-392
Date	Mar 3, 2021
Book Page	2788/392
Instrument	2021014744

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	77 COTTAGE RD, ENFIELD, CT 06082-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2693-914
Date	May 15, 2018
Book Page	2693/914

Lender

Name	KELLER MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Jul 9, 2020
Property Address	77 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2762-503
Book / Page	002762 / 000503
Instrument Date	Jul 8, 2020
Instrument	21000264
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 HAZARD AVE ENFIELD CT 060823845, ENFIELD, CT 06082-3845

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Feb 27, 2017
Property Address	77 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2661-279
Book / Page	002661 / 000279
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,450.00	$181,700 (-) Land $59,600 Building $122,100	$127,190 Land $41,720 Building $85,470
2024	$6,450.00 (+3.32%)
2023	$6,243.00 (+8.59%)	$181,700 (-) Land $59,600 Building $122,100
2022	$5,749.00	$181,700 Land $59,600 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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