75 Cottage Rd, Enfield, CT 06082 Property Records

Enfield Town property record for 75 Cottage Rd, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,632 sqft · built 1938
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on Record
Last Sale	$212,000 (Oct 2013)
Tax Bill	$4,942 (2025)
Deeds & Mortgages	May 2022 Transfer Jun 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`ENFI M:080 L:0187`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:080 L:0187`
Alternative APNs	`M:0527 B:0001 L:0095` `52700010095`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,601 sqft
1st Floor Area	960 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	52700010095
Street Address	75 COTTAGE RD
City	ENFIELD
State	CT
Zip	06082-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L33
Legal Lot Number	187
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2000
Census Tract	524300

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	75 COTTAGE RD, ENFIELD, CT 06082-2206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2013 · Amount on Record
Deed Sale	Oct 31, 2013 · Amount on Record
Prior Sale	Dec 11, 2002 · Amount on Record
Deed Book / Page	2591 / 1089
Last Transfer Date	May 18, 2022
Transfer Doc	002841-197
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	May 23, 2022
Property Address	75 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	002841-197
Book / Page	2841 / 197
Instrument Date	May 18, 2022
Instrument	2022020563
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 COTTAGE RD, ENFIELD, CT 06082-2206

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	75 COTTAGE RD, ENFIELD, CT 06082-2206
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002802-116
Date	Jun 21, 2021
Book Page	2802/116
Instrument	2021022694

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,942.00	$139,200 (-) Land $57,800 Building $81,400	$97,440 Land $40,460 Building $56,980
2024	$4,942.00 (+3.32%)
2023	$4,783.00 (+8.61%)	$139,200 (-) Land $57,800 Building $81,400
2022	$4,404.00	$139,200 Land $57,800 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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