77 Columbus Dr Ext, Islamorada, FL 33036 Property Records

Monroe County property record for 77 Columbus Dr Ext, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1991
Lot Size0.253 acres (11,040 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Aug 2024)
Tax Bill$5,449 (2024)
Deeds & MortgagesJul 2021 Mortgage
Jun 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00395631-000100

Property Details

APN / Parcel Number

Primary APN00395631-000100
Alternative APNs
  • 15643600395631000100
  • 8656092

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,040 sqft (0.253 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area566 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8656092
Old Parcel Number15643600395631000100
Street Address77 COLUMBUS DRIVE EXT
CityISLAMORADA
StateFL
Zip33036-3918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 STILLBEACH PB7-31 LOWER MATECUMBE OR1149-1890 OR1202-1672 OR1421-1656 OR2168-1249 OR2983-1795 OR3026-0798 OR3289-0982
Legal Range36E
Legal Township64S
Legal Section15
Legal SubdivisionSTILLBEACH
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1022
Census Tract970900

Owner

77 Columbus Dr Ext is owned and occupied by an individual who bought it in August 2024.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address25235 SW 187TH AVE, HOMESTEAD, FL 33031-1738
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 6, 2019Warranty Deed, Transfer · Conventional Mortgage
MIU S LAU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2024 · Amount on File
Deed SaleAug 20, 2024 · Amount on File
Prior SaleJun 10, 2020 · Amount on File
Deed Document Number2472063
Deed Book / Page3289 / 982
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address77 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918

Mortgage

Document Number0031141063
DateJul 22, 2021
Book Page3114/1063
Instrument2331464
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2041

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 10, 2020
Property Address77 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918
Document Number0030260798
Book / Page003026 / 000798
Instrument DateJun 5, 2020
Instrument2268953
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 COLUMBUS DRIVE EXT ISLAMORADA FL 330363918, ISLAMORADA, FL 33036-3918

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 6, 2019
Property Address77 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918
Document Number0029831795
Book / Page002983 / 001795
Instrument DateJun 26, 2019
Instrument2235693
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyPINNACLE TITLE SERVICES LLC, PINNACLE TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15569 SW 138TH PL MIAMI FL 331771170, MIAMI, FL 33177-1170

Mortgage

Document Number29831797
DateSep 6, 2019
Book Page002983/001797
Instrument2235694
Lender
NameMIU S LAU
Address12059 CREST CT, BEVERLY HILLS, CA 90210-1349
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$540,589$619,910 Land $422,998 Building $196,912
2024$5,449.00 (+1.58%)
2023$5,364.00 (+14.32%)$675,322 (+34.2%) Land $521,116 Building $154,206$675,322 (+34.2%) Land $521,116 Building $154,206
2022$4,692.00$503,213 Land $346,684 Building $156,529$503,213 Land $346,684 Building $156,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Columbus Dr Ext in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Columbus Dr Ext is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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