54 Columbus Dr Ext, Islamorada, FL 33036 Property Records

Monroe County property record for 54 Columbus Dr Ext, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1993
Lot Size0.219 acres (9,525 sqft)
Owner2 Individual Names on File
Last Sale$383,500 (Sep 2019)
Tax Bill$3,488 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00395631-000700

Property Details

APN / Parcel Number

Primary APN00395631-000700
Alternative APNs
  • 15643600395631000700
  • 8656157

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,525 sqft (0.219 acres)
Lot Dimensions100 ft deep x 95 ft wide
Garage TypeCarport
Garage Area936 sqft
CarportCarport
Carport Area936 sqft
PorchOpen Porch
Porch Area376 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8656157
Street Address54 COLUMBUS DRIVE EXT
CityISLAMORADA
StateFL
Zip33036-3918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 7 AND NWLY 15FT OF SWLY 100.26 FT OF COLUMBUS DR EXT - PRIVATE RD ADJ TO LT 7 STILLBEACH PB 7-31 LOWER MATECUMBE OR1149-1890 OR1174-1970 OR1244-1391 OR1244-1392/93 OR2869-905/07 OR2873-1241/42 OR2917-2112LET/ADM OR2981-335ORD OR2983-1527
Legal Range36E
Legal Township64S
Legal Section15
Legal SubdivisionSTILLBEACH
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1019
Census Tract970900

Owner

54 Columbus Dr Ext is owned and occupied by two individuals who bought it in September 2019.

Source: Monroe County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address54 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 6, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Aug 22, 2019Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2019 · Amount on File
Deed SaleSep 6, 2019 · Amount on File
Prior SaleFeb 1, 1993 · Amount on File
Deed Document Number20192235622
Deed Book / Page2983 / 1527
Prior Transfer DateSep 28, 2017
Prior Transfer Doc0002138633
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address54 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031122346
DateJul 16, 2021
Book Page3112/2346
Instrument2330404
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term355 Months
DueFeb 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 6, 2019
Property Address54 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918
Document Number0029831527
Book / Page2983 / 1527
Map ReferenceMB 7 PG 31
Instrument DateSep 5, 2019
Instrument2235622
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,684.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 BALTISTAN CT, 12, BALTIMORE, MD 21237-4555

Transferred To (Grantee/Buyer)

NameVerified Name
Address91421 OVERSEAS HWY APT 5, 5, TAVERNIER, FL 33070-2542

Mortgage

Document Number0029831530
DateSep 6, 2019
Instrument2983-1530
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateAug 22, 2019
Property Address54 COLUMBUS DRIVE EXT, ISLAMORADA, FL 33036-3918
Document Number0029810335
Book / Page002981 / 000335
Instrument DateAug 15, 2019
Instrument2233726
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BALTISTAN CT BALTIMORE MD 212374555, BALTIMORE, MD 21237-4555

Tax Assessment & Valuation

The 2025 property tax bill for 54 Columbus Dr Ext was $3,488 with a homeowner's exemption, up 3.7% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,488.00 (+3.75%) Homeowner's exemption$372,585$653,171 Land $460,757 Building $192,414
2024$3,362.00 (+0.9%)
2023$3,332.00 (+1.99%) Homeowner's exemption$351,539 (+3%)$670,190 (+32.35%) Land $489,427 Building $180,763
2022$3,267.00 Homeowner's exemption$341,300$506,365 Land $325,602 Building $180,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Columbus Dr Ext in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Columbus Dr Ext has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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