77 Collins Fork Rd, Manchester, KY 40962 Property Records

Clay County property record for 77 Collins Fork Rd, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,115 sqft · built 1986
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,000 (Mar 1987)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-00-00-054.00`

Property Details

APN / Parcel Number

Primary APN	`079-00-00-054.00`
Alternative APNs	`124435` `9591`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	9591
Street Address	77 COLLINS FORK RD
City	MANCHESTER
State	KY
Zip	40962-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.146 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	BURNING SPRINGS
Census Block Group	1
Census Block	1064
Census Tract	950201

Owner

Source: Clay County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 COLLINS FORK RD, MANCHESTER, KY 40962-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1987 · Amount on Record
Deed Sale	Mar 1, 1987 · Amount on Record
Deed Document Number	0000190153
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	77 COLLINS FORK RD, MANCHESTER, KY 40962-5224
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 COLLINS FORK RD, MANCHESTER, KY 40962-5224

Mortgage

Document Number	238/286
Date	Jul 6, 2021
Book Page	238/286
Instrument	313714

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 17, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	77 COLLINS FORK RD, MANCHESTER, KY 40962-5224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG224/060
Date	Nov 13, 2017
Book Page	MTG 224/060
Instrument	141432

Lender

Name	PNC BANK NA
Type	Bank
Address	MANCHESTER, KY 40962

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Oct 28, 2029

Tax Assessment & Valuation

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption	$40,500	$40,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Jan 2022 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 90% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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