77 Co Rd 152, Waterloo, AL 35677 Property Records

Lauderdale County property record for 77 Co Rd 152, Waterloo, AL 35677 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 882 sqft · built 1998
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Sep 2024)
Tax Bill	$305 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-06-23-0-000-007-004`

Property Details

APN / Parcel Number

Primary APN	`07-06-23-0-000-007-004`
Alternative APNs	`086757` `110319` `86757` `2992`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	882 sqft Adjusted Area
1st Floor Area	720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	169,884 sqft (3.9 acres)
Lot Dimensions	200 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	110319
Street Address	77 COUNTY ROAD 152
City	WATERLOO
State	AL
Zip	35677-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	140 X 200 IRR SW/4 OF NE/4 SEC 23 T1S R13W BEG @ A PT 366S NE OF N INTERSECTION OF HWY 20 & CO RD 152 TH NW 200 TH NE 64.3S T
Legal Range	13W
Legal Township	01S
Legal Section	23
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	1
Census Block	1041
Census Tract	11402

Owner

Source: Lauderdale County records · APN 07-06-23-0-000-007-004

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU
Jul 21, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 03, 2021	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Mar 03, 2021 · Amount on Record
Prior Transfer Date	Feb 04, 2015
Prior Transfer Doc	02015/5207
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	77 COUNTY ROAD 152, WATERLOO, AL 35677-3819
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/37394
Date	Sep 03, 2019
Book Page	2019/37394

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2039

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	77 COUNTY ROAD 152, WATERLOO, AL 35677-3819
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4691
Date	Jan 27, 2021
Book Page	2021/4691

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2031

Interest

Rate Type	Fixed Rate

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 21, 2023
Property Address	77 COUNTY ROAD 152, WATERLOO, AL 35677-3819
Document Number	2023/29453
Book / Page	2023 / 29453
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 COUNTY ROAD 152, WATERLOO, AL 35677-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 COUNTY ROAD 152, WATERLOO, AL 35677-3819

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 03, 2021
Property Address	77 COUNTY ROAD 152, WATERLOO, AL 35677-3819
Document Number	2021/12849
Book / Page	2021 / 12849
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 COUNTY ROAD 152, WATERLOO, AL 35677-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 COUNTY ROAD 152, WATERLOO, AL 35677-3819
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$305.00 (-0.33%) Homeowner's exemption Senior Citizen's exemption	$11,840 (+13.85%)	$118,160 (+13.79%) Land $43,700 Building $74,460
2024	$306.00 (-25.55%) Homeowner's exemption	$10,400 (+87.05%) Land $3,660 Building $6,740	$103,840 (-13.24%) Land $36,400 Building $67,440
2023	$411.00 (+38.38%) Homeowner's exemption	$5,560 (-36.24%) Land $5,560	$119,680 (+37.41%) Land $55,500 Building $64,180
2022	$297.00 Homeowner's exemption	$8,720	$87,100 Land $41,000 Building $46,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770114021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 57% of Alabama
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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