Lauderdale County property record for 500 Co Rd 152, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,450 sqft · built 2019 |
| Lot Size | 4.59 acres (200,376 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $781 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-06-23-0-000-009-006 |
| Primary APN | 07-06-23-0-000-009-006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 200,376 sqft (4.59 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 97426 |
|---|---|
| Street Address | 500 COUNTY ROAD 152 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.18 AC/D 4.6 AC/C IN SE COR OF NE/4 OF NE/4 SEC 23 T1S R13W LYING E OF CO RD 152 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 11402 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 500 COUNTY ROAD 152, WATERLOO, AL 35677-3875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Jul 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 500 COUNTY ROAD 152, WATERLOO, AL 35677-3875 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020/14117 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 2020/14117 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 500 COUNTY ROAD 152, WATERLOO, AL 35677-3875 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022/38522 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 2022/38522 |
| Name | FIRSTBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 30, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781.00 (+7.58%) Homeowner's exemption | $23,960 (+6.96%) | $240,620 (+7.53%) Land $48,900 Building $191,720 |
| 2024 | $726.00 (-52.73%) Homeowner's exemption | $22,400 (+193.96%) Land $4,100 Building $18,300 | $223,760 (+5.37%) Land $40,800 Building $182,960 |
| 2023 | $1,536.00 (+33.45%) | $7,620 (-75.78%) Land $7,620 | $212,360 (+35%) Land $38,100 Building $174,260 |
| 2022 | $1,151.00 | $31,460 | $157,300 Land $31,400 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Mar 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 62% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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