77 Cedar Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 77 Cedar Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1956
Lot Size	0.154 acres (6,700 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Jun 2014)
Tax Bill	$9,525 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-01906-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-01906-0000-00003`
Alternative APN	`130190600003`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130190600003
Street Address	77 CEDAR AVE
City	MONTCLAIR
State	NJ
Zip	07042-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	67X100 IRR
Legal Block	1906
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4002
Census Tract	17200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit PICATINNY FCU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Sep 23, 2019	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2014 · Amount on Record
Deed Sale	Jun 27, 2014 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Book / Page	12502 / 707
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	77 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069989
Date	Nov 10, 2025
Instrument	2025069989

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	77 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021038313
Date	Mar 29, 2021
Instrument	2021038313

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	77 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Document Number	0000039042
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CEDAR AVE MONTCLAIR NJ 070422479, MONTCLAIR, NJ 07042-2479

Mortgage

Document Number	0000039042
Date	Apr 21, 2020
Instrument	39042

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	77 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Document Number	0000097192
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CEDAR AVE MONTCLAIR NJ 070422479, MONTCLAIR, NJ 07042-2479

Mortgage

Document Number	0000097192
Date	Oct 11, 2019
Instrument	97192

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	77 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Document Number	0000007734
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CEDAR AVE MONTCLAIR NJ 070422479, MONTCLAIR, NJ 07042-2479

Mortgage

Document Number	0000007734
Date	Jan 26, 2017
Instrument	7734

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	77 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Document Number	0000007735
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CEDAR AVE MONTCLAIR NJ 070422479, MONTCLAIR, NJ 07042-2479

Mortgage

Document Number	0000007735
Date	Jan 26, 2017
Instrument	7735

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	WOBURN, MA 01801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,900 (-) Land $119,800 Building $151,100	$270,900 (-) Land $119,800 Building $151,100
2025	$9,525.00 (+3.33%)	$270,900 (-) Land $119,800 Building $151,100	$270,900 (-) Land $119,800 Building $151,100
2024	$9,218.00 (+3.49%)
2023		$270,900 Land $119,800 Building $151,100	$270,900 Land $119,800 Building $151,100
2022	$8,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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