69 Cedar Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 69 Cedar Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,917 sqft · built 1897
Lot Size	0.129 acres (5,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2016)
Tax Bill	$11,002 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01906-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`13-01906-0000-00006`
Alternative APN	`130190600006`

Interior

Stories	2 Stories
Building Area	1,917 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	5,637 sqft (0.129 acres)
Lot Dimensions	115 ft deep x 49 ft wide

Location & Zoning

Old Parcel Number	130190600006
Street Address	69 CEDAR AVE
City	MONTCLAIR
State	NJ
Zip	07042-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	49X115
Legal Block	1906
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4002
Census Tract	17200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2016 · Amount on Record
Deed Sale	Dec 20, 2016 · Amount on Record
Prior Sale	May 28, 1993 · Amount on Record
Deed Document Number	2016108979
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	69 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012877
Date	Feb 2, 2021
Instrument	2021012877

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Feb 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	69 CEDAR AVE, MONTCLAIR, NJ 07042-2479
Document Number	0000114500
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 CEDAR AVE MONTCLAIR NJ 070422479, MONTCLAIR, NJ 07042-2479

Mortgage

Document Number	0000114500
Date	Dec 4, 2019
Instrument	114500

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 3, 2046

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,900 (-) Land $122,300 Building $190,600	$312,900 (-) Land $122,300 Building $190,600
2025	$11,002.00 (+3.33%)	$312,900 (-) Land $122,300 Building $190,600	$312,900 (-) Land $122,300 Building $190,600
2024	$10,647.00 (+3.49%)
2023		$312,900 Land $122,300 Building $190,600	$312,900 Land $122,300 Building $190,600
2022	$10,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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