Elmore County property record for 77 Cardinal Ln, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,446 sqft · built 2016 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Feb 2023) |
| Tax Bill | $2,606 (2026) |
| Deeds & Mortgages | Feb 2023 Sale May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-10-0-001-037.000 |
| Primary APN | 06-02-10-0-001-037.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Basement |
| Garage Area | 630 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 865 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 77 CARDINAL LN |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L-37 LITTLE KOWALIGA CREEK ADD SUB #2 9/71 |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 10 |
| Legal Subdivision | LITTLE KOWALIGA CREEK ADD |
| Legal Lot Number | L-37 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 30300 |
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3644 SPRING VALLEY RD, MOUNTAIN BRK, AL 35223-1524 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Warranty Deed, Transfer |
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | May 20, 2022 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Feb 15, 2023 |
| Property Address | 77 CARDINAL LN, ECLECTIC, AL 36024-2825 |
| Document Number | 02023/6151 |
| Book / Page | 2023 / 6151 |
| Map Reference | MB 9 PG 71-A-71C |
| Instrument Date | Feb 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 392 EMERALD RDG, SANTA ROSA BEACH, FL 32459-4352 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3644 SPNNG VALLEY ROAD, BIRMINGHAM, AL 35223 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | May 20, 2022 |
| Property Address | 77 CARDINAL LN, ECLECTIC, AL 36024-2825 |
| Document Number | 2022/31963 |
| Book / Page | 2022 / 31963 |
| Map Reference | MB 9 PG 71-A,71B&71C |
| Instrument Date | May 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 BROOK MANOR DR, MOUNTAIN BRK, AL 35223-2302 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 392 EMERALD RDG, SANTA ROSA BEACH, FL 32459-4352 |
| Document Number | 0202231965 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022/31965 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,606.00 (+6.85%) | ||
| 2025 | $2,439.00 (+6.83%) | $95,580 (+6.98%) | $1,202,970 (+34.67%) Land $348,120 Building $854,850 |
| 2024 | $2,283.00 (-47.81%) | $89,340 (-48.28%) | $893,270 (+3.42%) Land $348,120 Building $545,150 |
| 2023 | $4,374.00 (+31.31%) | $172,754 (+31.63%) Land $69,624 Building $103,130 | $863,770 (+31.63%) Land $348,120 Building $515,650 |
| 2022 | $3,331.00 | $131,244 Land $67,596 Building $63,648 | $656,220 Land $337,980 Building $318,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 10,000 / 10,000 |
| Windstream DSL | 200 / 20 |
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