Elmore County property record for 25 Cardinal Ln, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,447 sqft · built 2019 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $734,000 (Aug 2019) |
| Tax Bill | $5,837 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-10-0-001-036.000 |
| Primary APN | 06-02-10-0-001-036.000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,447 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,439 sqft |
| Finished Basement | 1,439 sqft |
| Utility Area | 72 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 686 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 25 CARDINAL LN |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L-36 LITTLE KOWALIGA CREEK ADD SUB #2 9/71 |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 10 |
| Legal Subdivision | LITTLE KOWALIGA CREEK ADD |
| Legal Lot Number | L-36 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 30300 |
25 Cardinal Ln is owned by an individual who bought it in August 2019.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 537 OAKLINE DR, HOOVER, AL 35226-4118 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 1, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Deed Book / Page | 2019 / 39155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 25 CARDINAL LN, ECLECTIC, AL 36024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/49499 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 2019/49499 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Aug 1, 2019 |
| Property Address | 25 CARDINAL LN, ECLECTIC, AL 36024 |
| Document Number | 2019/39155 |
| Book / Page | 2019 / 39155 |
| Map Reference | MB 9 PG 71A-71C |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 824, HELENA, AL 35080-0824 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 537 OAKLINE DR, HOOVER, AL 35226-4118 |
The 2026 property tax bill for 25 Cardinal Ln was $5,837, up 6.9% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,837.00 (+6.92%) | ||
| 2025 | $5,459.00 (+6.93%) | $216,360 (+6.99%) | $1,383,190 (+36.8%) Land $348,120 Building $1,035,070 |
| 2024 | $5,105.00 (-0.62%) | $202,220 (-0.63%) | $1,011,090 (-0.63%) Land $348,120 Building $662,970 |
| 2023 | $5,137.00 (+32.36%) | $203,498 (+32.79%) Land $69,624 Building $133,874 | $1,017,490 (+32.79%) Land $348,120 Building $669,370 |
| 2022 | $3,881.00 | $153,246 Land $67,596 Building $85,650 | $766,230 Land $337,980 Building $428,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 25 Cardinal Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Cardinal Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 10,000 / 10,000 |
| Windstream DSL | 200 / 20 |
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