Albany County and Bethlehem Town property record for 77 Berwick Rd, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft · built 1965 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,700 (Sep 2005) |
| Tax Bill | $7,337 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 86.14-4-47 |
| Primary APN | 012200 86.14-4-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 992 sqft |
| 2nd Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 106 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 280 sqft |
| Patio Area | 225 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08601400040470000000 |
|---|---|
| Street Address | 77 BERWICK RD |
| City | DELMAR |
| State | NY |
| Zip | 12054-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 77 SEC 5 ELSMERE |
| Legal Subdivision | MAP OF KENHOLM SECTION 5 |
| Legal Block | 4 |
| Legal Lot Number | 47.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14201 |
77 Berwick Rd is owned and occupied by an individual who bought it in September 2005.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · ARM CAPITAL COMMUNICATIONS FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · ARM CAPITAL COMMUNICATIONS FCU |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2005 · Amount on File |
| Deed Sale | Sep 12, 2005 · Amount on File |
| Prior Sale | Nov 4, 1999 · Amount on File |
| Deed Book / Page | 2815 / 634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Document Number | 0000000407 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | R2022-7407 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 9, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Document Number | 0000009092 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | R2021-29092 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Document Number | 0000009091 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | R2021-29091 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 77 BERWICK RD, DELMAR, NY 12054-3526 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003010 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | R2020-03010 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.75% |
The 2026 property tax bill for 77 Berwick Rd was $7,337, up 1.1% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,337.00 (+1.09%) | ||
| 2025 | $7,258.00 | $220,000 Land $53,000 Building $167,000 | $343,750 Land $82,812 Building $260,938 |
| 2023 | $220,000 Land $53,000 Building $167,000 | $293,333 Land $70,667 Building $222,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Berwick Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Berwick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures