Albany County and Bethlehem Town property record for 74 Berwick Rd, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 1965 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,500 (Sep 2018) |
| Tax Bill | $8,671 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 86.14-3-52 |
| Primary APN | 012200 86.14-3-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 146 ft deep x 65 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08601400030520000000 |
|---|---|
| Street Address | 74 BERWICK RD |
| City | DELMAR |
| State | NY |
| Zip | 12054-3525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 74 SEC 5 ELSMERE |
| Legal Subdivision | KENHOLM |
| Legal Block | 3 |
| Legal Lot Number | 52.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14201 |
74 Berwick Rd is owned and occupied by two individuals who bought it in September 2018.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 BERWICK RD, DELMAR, NY 12054-3525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Sep 4, 2018 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Sep 4, 2018 | Trustee's Deed, Foreclosure BENNETT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on File |
| Deed Sale | Sep 4, 2018 · Amount on File |
| Prior Sale | Feb 1, 2000 · Amount on File |
| Deed Document Number | 201819759 |
| Prior Transfer Date | Aug 29, 2018 |
| Prior Transfer Doc | 0000019759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 74 BERWICK RD, DELMAR, NY 12054-3525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | AGENT FOR STEWART TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000004854 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | R2019-04854 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LINWOOD, MI 48634 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 74 BERWICK RD, DELMAR, NY 12054-3525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000002451 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | R2020-12451 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WAKEFIELD, MA 01880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 4, 2018 |
| Property Address | 74 BERWICK RD, DELMAR, NY 12054-3525 |
| Document Number | 0020189759 |
| Book / Page | 002018 / 019759 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 KAYADEROSSERAS DR BALLSTON SPA NY 120202528, BALLSTON SPA, NY 12020-2528 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 4, 2018 |
| Property Address | 74 BERWICK RD, DELMAR, NY 12054-3525 |
| Document Number | 0000019759 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 19759 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 22, 2018 |
| Title Company | BENNETT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 KAYADEROSSERAS DR BALLSTON SPA NY 120202528, BALLSTON SPA, NY 12020-2528 |
The 2026 property tax bill for 74 Berwick Rd was $8,671, up 1.1% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,671.00 (+1.1%) | ||
| 2025 | $8,577.00 | $260,000 Land $65,500 Building $194,500 | $406,250 Land $102,344 Building $303,906 |
| 2023 | $260,000 Land $65,500 Building $194,500 | $346,667 Land $87,333 Building $259,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Berwick Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Berwick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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