77 Bay Cir, Laurel, MS 39440 Property Records

Jones County property record for 77 Bay Cir, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,655 sqft · built 1978
Lot Size	0.649 acres (28,273 sqft)
Owner	Individual Name on Record
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134G-30-08-005.00`

Property Details

APN / Parcel Number

Primary APN	`134G-30-08-005.00`
Alternative APNs	`008600` `8600`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,655 sqft Living Area
1st Floor Area	2,655 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,273 sqft
Deck Area	196 sqft
Patio Area	336 sqft
Utility Building	209 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	008600
Street Address	77 BAY CIR
City	LAUREL
State	MS
Zip	39440-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH SUB DIV 30-9-11 COMM AT SE/C OF SE OF SW RUN N 586' TO THE POB CONT N 100' RUN N 78 77 BAY CIR
Legal Range	11
Legal Township	09
Legal Section	30
Legal Subdivision	BUSH SUB
Legal Lot Number	9
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2049
Census Tract	950401

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	77 BAY CIR, LAUREL, MS 39440-2276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage REGIONS MORTGAGE
Apr 29, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC
Jun 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018
Deed Sale	Jun 27, 2018
Deed Document Number	0002183500
Deed Book / Page	218 / 3500
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	77 BAY CIR, LAUREL, MS 39440-2276
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	218/3501
Date	Jun 27, 2018
Book Page	218/3501
Instrument	21803501

Lender

Name	REGIONS MORTGAGE
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	77 BAY CIR, LAUREL, MS 39440-2276
Transaction Type	Mortgage
Record Updated	May 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220/2129
Date	Apr 29, 2020
Book Page	220/2129
Instrument	22002129

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Jun 27, 2018
Property Address	77 BAY CIR, LAUREL, MS 39440-2276
Document Number	21803500
Instrument Date	Jun 26, 2018
Instrument	21803500
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 ASHLEIGH CT, 425, BRANDON, MS 39042-6049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 BAY CIR, LAUREL, MS 39440-2276

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+0.89%) Homeowner's exemption Senior Citizen's exemption	$16,246 (+2.63%)	$162,460 (+2.63%) Land $15,000 Building $147,460
2024	$1,453.00 (+1.96%)
2023	$1,425.00 (-0.97%) Homeowner's exemption Senior Citizen's exemption	$15,829	$158,290 Land $15,000 Building $143,290
2022	$1,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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