45 Bay Cir, Laurel, MS 39440 Property Records

Jones County property record for 45 Bay Cir, Laurel, MS 39440 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	2,851 sqft Living Area
Lot Size	0.812 acres
Pool	In-Ground Vinyl Pool
Occupancy	Owner Occupied
Tax Bill	$2,524.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`134H-30-06-010.00`
Alternative APNs	`008062` `8062`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,851 sqft Living Area
1st Floor	2,851 sqft 1st Floor
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	35,375 sqft
Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	683 sqft Pool

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	008062
Street Address	45 BAY CIR
City	LAUREL
State	MS
Zip	39440-2276
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	30-9-11 A PARCEL OF LAND IN LOT 1 ALL OF LT 2 AND PT LT 3 BLOCK B BAY CIRCLE SUB DIV
Legal Range	11
Legal Township	09
Legal Section	30
Legal Subdivision	BAY CIRCLE
Legal Block	B
Legal Lot Number	1-3
Jurisdiction	JONES MS
Minor Civil Division	1
Census Blockgroup	2
Census Block	2050
Census Tract	950401

Owner

Source: Jones County records · APN 134H-30-06-010.00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	825 N 6TH AVE, LAUREL, MS 39440-2710
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2022
Deed Sale	Feb 16, 2022
Prior Sale	Feb 07, 2011
Deed Doc Number	0000222992
Deed Book / Page	218 / 1770
Prior Transfer Date	Apr 02, 2018
Prior Transfer Doc	21801770
Record Refreshed	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Apr 02, 2018
Property Address	45 BAY CIR, LAUREL, MS 39440-2276
Document Number	218/1770
Book / Page	218 / 1770
Instrument Date	Mar 30, 2018
Instrument	21801770
Transaction Type	Transfer
Record Updated	Nov 02, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 N 7TH AVE # AVE407, 702, LAUREL, MS 39440-3477

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	45 BAY CIR, LAUREL, MS 39440-2276

Mortgage

Document Number	218/1771
Date	Apr 02, 2018
Book Page	218/1771
Instrument	21801771

Lender

Name	COMMUNITY BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+9.69%) Homeowner's exemption	$16,045 (+7.64%)	$160,450 (+7.64%) Land $15,000 Building $145,450
2024	$2,301.00 (+2.27%)
2023	$2,250.00 (-1.14%) Homeowner's exemption	$14,906	$149,060 Land $15,000 Building $134,060
2022	$2,276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (28067C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.