Middlesex County and Reading Town property record for 77 Bancroft Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Other |
| Year Built | Built 1970 |
| Square Footage | 1,960 sqft Living Area |
| Lot Size | 5,746 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $8,725.00 (2025) |
| Primary APN | READ M:021.0-0000-0389.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 3,327 sqft Gross Area |
| Basement Area | 1,062 sqft Basement |
| Unfinished Basement | 1,062 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,746 sqft (0.132 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 860000000390 |
|---|---|
| Street Address | 77 BANCROFT AVE |
| City | READING |
| State | MA |
| Zip | 01867-2513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:021.0-0000-0389.0
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 BANCROFT AVE, READING, MA 01867-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Dec 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LEND USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 77 BANCROFT AVE, READING, MA 01867-2513 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78981-413 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 78981/413 |
| Instrument | 232974 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 77 BANCROFT AVE, READING, MA 01867-2513 |
| Document Number | 70426-50 |
| Book / Page | 070426 / 000050 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70426-50 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 070426/000050 |
| Instrument | 7798 |
| Name | LEND USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 21, 2032 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,725.00 (+1.16%) | $766,000 (+4.09%) Land $465,900 Building $300,100 | $722,855 (-6.15%) |
| 2024 | $8,625.00 (+3.27%) | $735,900 (+10.93%) Land $447,600 Building $288,300 | $770,260 |
| 2023 | $8,352.00 | $663,400 Land $403,500 Building $259,900 |
77 Bancroft Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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