77 Arrow Head Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 77 Arrow Head Cir, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1971
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Nov 2021)
Tax Bill	$333 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454003348266000`

Property Details

APN / Parcel Number

Primary APN	`454003348266000`
Alternative APN	`56154`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	314 ft deep x 518 ft wide
Porch	Open Porch
Porch Area	256 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	56154
Street Address	77 ARROW HEAD CIR
City	MURPHY
State	NC
Zip	28906-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ARROWHEAD ESTATES 1132/465
Legal Subdivision	ARROWHEAD ESTATES
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1054
Census Tract	930605

Owner

Source: Cherokee County records · APN 454003348266000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	77 ARROW HEAD CIR, MURPHY, NC 28906-8663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	7845
Deed Book / Page	1697 / 58
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	77 ARROW HEAD CIR, MURPHY, NC 28906-8663
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01785/1260
Date	Sep 12, 2025
Book Page	1785/1260
Instrument	4416

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	1700 RUSS AVE, WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 22, 2021
Property Address	77 ARROW HEAD CIR, MURPHY, NC 28906-8663
Document Number	1697/58
Book / Page	1697 / 58
Instrument Date	Nov 19, 2021
Instrument	7845
Transaction Type	Transfer
Record Updated	Dec 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3384 HAWTHORNE ST, 3384, HOPE MILLS, NC 28348-1643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 ARROW HEAD CIR, MURPHY, NC 28906-8663

Mortgage

Document Number	169761
Date	Nov 22, 2021
Instrument	1697/61

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$333.00	$71,090 (-)	$71,090 (-) Land $21,000 Building $50,090
2023		$71,090	$71,090 Land $21,000 Building $50,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
CND Acquisition	Cable	500 / 30
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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