Cherokee County property record for 5 Arrow Head Cir, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,080 sqft Heated Area |
| Lot Size | 48,787 sqft (1.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2005) |
| Tax Bill | $1,171.00 (2025) |
Source: Cherokee County records · APN 454003430983000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5 ARROW HEAD CIR, MURPHY, NC 28906-8663 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Apr 02, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) LOCAL GOVERNMENT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2005 · Amount on Record |
| Deed Sale | Sep 08, 2005 · Amount on Record |
| Deed Doc Number | 2005-0049946 |
| Deed Book / Page | 1179 / 0460 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 5 ARROW HEAD CIR, MURPHY, NC 28906-8663 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 ARROW HEAD CIR, MURPHY, NC 28906-8663 |
| Document Number | 001726/596 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 1726/596 |
| Instrument | 7715 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 5-Year TN |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 5 ARROW HEAD CIR, MURPHY, NC 28906-8663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 01610/0189 |
|---|---|
| Date | Apr 02, 2019 |
| Book Page | 01610/0189 |
| Instrument | 01384 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,171.00 | $155,200 (-) | $155,200 (-) Land $14,000 Building $141,200 |
| 2023 | $155,200 | $155,200 Land $14,000 Building $141,200 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 454003430983000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,080 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Shingle Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 48,787 sqft (1.12 acres) |
| Depth X Width | 263 ft x 254 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Deck Area | 104 sqft Deck |
| Porch | Open Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1001306 |
|---|---|
| Street Address | 5 ARROW HEAD CIR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8663 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 ARROWHEAD ESTATES |
| Legal Subdivision | ARROWHEAD ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | HOTHOUSE |
| Census Blockgroup | 1 |
| Census Block | 1054 |
| Census Tract | 930605 |
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