Stephens County property record for 77 Apple Ridge Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2001 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $161,000 (Jul 2020) |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 156 |
| Primary APN | 042D 156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Carport |
| Garage Area | 308 sqft |
| Carport | Carport |
| Carport Area | 308 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 224 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 380335 |
|---|---|
| Street Address | 77 APPLE RIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 11 APPLE RIDGE S/D |
| Legal Subdivision | APPLE RIDGE |
| Legal Lot Number | 11 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 APPLE RIDGE RD, TOCCOA, GA 30577-8027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 30, 2020 | Grant Deed, Transfer HOMESTAR FIN'L |
| Oct 12, 2017 | Grant Deed, Transfer HOMESTAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | Oct 5, 2017 · Amount on Record |
| Deed Document Number | 2020805 |
| Deed Book / Page | 1217 / 390 |
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 0012260042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 20, 2020 |
| Property Address | 77 APPLE RIDGE RD, TOCCOA, GA 30577-8027 |
| Document Number | 0012260042 |
| Book / Page | 001226 / 000042 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 77 APPLE RIDGE RD TOCCOA GA 305778027, TOCCOA, GA 30577-8027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 30, 2020 |
| Property Address | 77 APPLE RIDGE RD, TOCCOA, GA 30577-8027 |
| Document Number | 0012170390 |
| Book / Page | 001217 / 000390 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 APPLE RIDGE RD TOCCOA GA 305778027, TOCCOA, GA 30577-8027 |
| Document Number | 12170392 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 001217/000392 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 12, 2017 |
| Property Address | 77 APPLE RIDGE RD, TOCCOA, GA 30577-8027 |
| Document Number | 0011330343 |
| Book / Page | 001133 / 000343 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 77 APPLE RIDGE RD TOCCOA GA 305778027, TOCCOA, GA 30577-8027 |
| Document Number | 11330344 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 001133/000344 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2047 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 (+57.32%) Homeowner's exemption Disabled Person's exemption | $90,395 (+64.98%) Land $4,098 Building $86,297 | $225,988 (+64.98%) Land $10,245 Building $215,743 |
| 2023 | $827.00 (-46.05%) Homeowner's exemption | $54,793 (+6.35%) Land $4,098 Building $50,695 | $136,983 (+6.35%) Land $10,245 Building $126,738 |
| 2022 | $1,533.00 Homeowner's exemption | $51,519 Land $4,098 Building $47,421 | $128,798 Land $10,245 Building $118,553 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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