Stephens County property record for 72 Apple Ridge Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2004 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Aug 2015) |
| Tax Bill | $2,353 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 164 |
| Primary APN | 042D 164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.689 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 246 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 380296 |
|---|---|
| Old Parcel Number | 042D 164 |
| Street Address | 72 APPLE RIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 3 APPLE RIDGE S/D |
| Legal Subdivision | APPLE RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 72 APPLE RIDGE RD, TOCCOA, GA 30577-8863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2015 · Amount on Record |
| Deed Sale | Aug 20, 2015 · Amount on Record |
| Prior Sale | Apr 7, 2015 · Amount on Record |
| Deed Document Number | 0001072373 |
| Deed Book / Page | 1072 / 373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 72 APPLE RIDGE RD, TOCCOA, GA 30577-8863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 72 APPLE RIDGE RD, TOCCOA, GA 30577-8863 |
| Document Number | 0012610000000301 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 0000001261/0000000301 |
| Instrument | 2021000404 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,353.00 (+51.12%) | $85,733 (+63.92%) Land $4,098 Building $81,635 | $214,333 (+63.92%) Land $10,245 Building $204,088 |
| 2023 | $1,557.00 | $52,303 Land $4,098 Building $48,205 | $130,757 Land $10,245 Building $120,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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