7698 Four Flags Rd, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 7698 Four Flags Rd, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,929 sqft · built 2000
Lot Size	4.78 acres (208,217 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2024)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-4267-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-4267-3`
Alternative APN	`13-5N-23-0000-0011-0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,929 sqft Heated Area
Gross Area	2,841 sqft
1st Floor Area	1,929 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	208,217 sqft (4.78 acres)
Porch	Open Porch
Porch Area	366 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7698 FOUR FLAGS RD
City	LAUREL HILL
State	FL
Zip	32567-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF SW1/4 S 329FT E 627FT TO W R/W FOUR FLAGS RD N 329FT W 627FT TO POB
Legal Range	23
Legal Township	05N
Legal Section	13
Legal Subdivision	FOUR FLAGS ESTATES
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1094
Census Tract	20200

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7698 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Deed Document Number	3679860
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 2, 2024
Property Address	7698 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132
Document Number	0003679860
Instrument Date	Apr 2, 2024
Instrument	3679860
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1346 5TH ST, FLORALA, AL 36442-3805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7698 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132

Mortgage

Document Number	0003679861
Date	Apr 2, 2024
Instrument	3679861

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,280.00 (+93.88%) Homeowner's exemption	$249,506 (+70.45%) Land $28,405 Building $221,101	$249,506 (+5.04%) Land $28,405 Building $221,101
2023	$1,176.00 (+2.98%) Homeowner's exemption	$146,384 (+3%)	$237,540 (+8.3%) Land $24,133 Building $213,407
2022	$1,142.00 Homeowner's exemption	$142,120	$219,333 Land $22,554 Building $196,779

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: AT&T.

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